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Contents vs. Buildings - how do I know what's what?

'Contents insurance' covers anything you would take with you when you move to a new property, such as furniture, personal belongings, flooring like carpets, some vinyl and laminate, electronics and white goods not built in.

The ‘Buildings insurance’ covers the main structure of your home which includes outbuildings, garages, roofs, floors and walls as well as any fitted or permanent fixtures, such as kitchens, bathrooms or integrated appliances.

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