L&Q Group | Leading Housing Association & Residential Developer

What is the mortgage protection clause (MPC)?

This is covered in your lease and means that your lender could recover certain losses from us if they ever have to repossess your home.

We can’t extend the MPC to cover extra borrowing unless it is for staircasing, transferring equity or necessary improvements to the structure of the property. 

The limits of the MPC may be an issue for some lenders and its worth checking with them at an early stage of your application.

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